Only the Lord can help you know what is right right now in your life. But I don’t think you need to feel bad about wanting that ideal. Pray, pray, pray for guidance for you and this difficult situation. You and your husband are a team — find this answer together.

My husband and I use our credit card for everything (it’s paid off every month) but we haven’t done a good job teaching the kids that we have to pay a bill each month. They can’t figure out why we can’t afford something they want because I have that card. I’ve tried to explain but it isn’t working.

We definitely need to do a FHE on money. And soon.

Although my parents haven’t been very wise with their own money, they always taught us to work and we had to pay for most of our own things (I started babysitting at age 10 and had to pay for my own clothes).

As a couple, we have spent a lot of time trying to understand more about money–reading tons of books on it and trying to become financially literate (a huge lack of education in our country in my opinion on this topic).

Mostly we have tried to listen to the council of our prophets about staying out of debt (of course this was after being in a fairly large amount of debt from school and from some work-related things).

Anyway, what I wanted to point out (after much verbiage, sorry) is that the important thing is how you use the money you have…not that you had to struggle necessarily. Sometimes people with this attitude resent others who have made a lot of money. I live in one of the wealthiest stakes (we have New Canaan, CT in our stake) and I have learned not to judge wealthy people just for their wealth (so many people seem to resent anyone who is successful).

I have found that when you do learn to manage money correctly, (paying tithing, saving, giving to the needy) you are blessed–both spiritually and temporally. Then the trick is not to let your abundance cause you to develop pride….

sorry for the rambling.